Looking to buy a home in Central Oregon?

If you are currently a Housing Choice Voucher Holder

Here is what Housing Works has to offer:

Home Ownership Coaching

We provide comprehensive mentoring that helps Housing Choice Voucher (HCV) participants navigate the path to buying their own homes.

HomeQuest Ground Lease Program

To expand opportunities for home ownership to more moderate-income households, Housing Works created the innovative Ground Lease program. The home buyer owns the improvements while Housing Works retains ownership of the land, which significantly lowers the purchase price of the home for the buyer.  Learn More

Tutor Home Program

Our “homeowner in training” program, Tutor Home, provides residents the opportunity to lease a home for up to two years while they take steps to prepare for the purchase of their own home. Learn More

Housing Choice Voucher Home Ownership Voucher Assistance Program

Housing Choice Voucher (HCV) holders may qualify to apply their monthly housing assistance towards a mortgage payment instead of rent. Learn More

Are You Eligible?

  • Must be a current Housing Choice Voucher program participant
  • Must income qualify under program guidelines (at or below 80% of Area Median Income)
  • Must reside or work in Deschutes, Crook or Jefferson Counties
  • First-time homebuyers (no ownership interest in the past three years) or a single parent or displaced homemaker who owned a home with his or her spouse, with some exceptions
  • Must show income sufficient to support a mortgage and homeownership expenses

How It Works:

  1. We help you create a personalized action plan to prepare you for home ownership.  This blueprint may include financial and home buying education, credit building, budgeting, building personal assets and orientation on various home loan programs.
  2. We work closely with those involved–Realtor, inspector, lender and escrow officer—to help you navigate the home buyer process.  You receive continued support through the lending and closing processes.

Contact our Home Ownership Specialist now to find out more.

If you are not a Housing Choice Voucher Holder

Here is what we have to offer:

HomeQuest Ground Lease Program

With Housing Works’ HomeQuest Ground Lease program, the home buyer owns the improvements while Housing Works retains ownership of the land, which significantly lowers the purchase price of the home for the buyer.  Learn More

Tutor Home Program

Our “homeowner in training” program, Tutor Home, provides residents the opportunity to lease a home for up to two years while they take steps to prepare for the purchase of their own home. Learn More

Home Ownership Coaching

We provide comprehensive mentoring that helps participants approved for the HomeQuest and Tutor Home programs navigate the path to buying their own homes.

Currently there are no HomeQuest or Tutor Home opportunities available. Please check back for updates.

If you are interested in home ownership outside of our HCV program, please contact NeighborImpact HomeSource, a HUD-approved housing counseling agency serving Crook, Deschutes and Jefferson Counties.